Get Acquainted Meeting – Free
The Get Acquainted Meeting is offered at no charge and no obligation. This is a good way to get to know each other, discuss what you’re looking for, how we can work together, and ultimately decide whether we are a good fit. Advice is not typically given during this meeting.
It usually lasts about 45 minutes, and can be done either in person or over the phone. A confidential questionaire must be completed prior to this meeting.
Limited Financial Plan – Typically about $560 – $880
This service applies when you have only one or two concerns, such as getting a clearer picture as to your current readiness for retirement or specifying the cash flow you will need over the next 10 years. Resolving this concern can put your mind at ease, and be a start towards a more extensive financial plan.
In preparation, you’ll complete a questionnaire and provide relevant documents ahead of time. We then use the information provided for data input and analysis.
We’ll next have a 60 – 90-minute meeting where you’ll get an overview of where you stand in relation to the specific goal/issue, answers to pressing questions and concerns, and a concise list of recommended action steps to take next. You’ll make the payment for your plan at the end of this meeting.
Afterwards, you can expect follow-up communication to address any loose ends. A limited financial plan is great for those who may not be ready for extensive financial planning, which involves larger commitments in both time and cost.
Extensive Financial Planning – Usually $1,600 – $3,600
An extensive financial plan starts by clarifying your needs, goals, and dreams and discussing any fears or obstacles. We’ll examine the pertinent aspects of your financial life and make a series of plans that align your finances with your priorities. The result will be a clear understanding of your situation and what steps are needed to maximize the likelihood of success. The pricing for this customized planning is based upon your needs and the complexity of your situation. We’ll break down the overall plan into several phases, each with a delivery plan meeting. You’ll make your payment for each phase at the end of that meeting.
Typical topics for an extensive financial planning engagement include:
- Your current likelihood of achieving all important goals, including retirement
- Your asset allocation: the most appropriate percentage of cash, stocks, bonds, and alternative investments for your investment portfolio
- The best individual financial securities you should own
- Most effective ways to remove threats to your financial plan, such as the risk of long-term health care costs.
- Resolution of your retirement-specific concerns, including those involving social security and IRA management
- Efficient tax-planning strategies, including reducing taxes on investments and possible Roth IRA conversions
- Estate and trust planning strategies, including clarifying what you can do on your own, and what needs to be done in consultation with estate planning attorneys
- Other topics that are of specific concern to you, such as IRA required minimum distributions over the next few years